The foundation the world's leading payment programs are built on

For over a decade, Marqeta has been at the forefront of modern issuer processing, the technology layer between the card network and the issuer that determines how fast, flexible, and far a payment program can go. Marqeta started by solving distinct problems for fintechs, and has since helped a diverse range of leading companies build payment programs that scale: BNPL customers such as Affirm, Afterpay, and Klarna; expense management customers such as Bill, Expensify, and Ramp; on-demand delivery customers such as DoorDash, Instacart, and Uber; and neo-banking customers such as Cash App, Coinbase, and OnePay.

As businesses like these evolve, payments partners need to evolve with them. Fintechs built on modern platforms are becoming big businesses, and established issuers and enterprise new-comers are recognizing the need to utilize modern capabilities to compete. That evolution is expanding in scope: from multinational issuing and flexible credentials to embedded BNPL, crypto, and stablecoin-backed cards. Marqeta's continuum of products enables fintechs and enterprises to meet consumers where they are on their financial journey. The programs that win are the ones with a foundation flexible enough to grow into what's next.

What sets Marqeta apart is the combination of its all-in-one enterprise-grade platform with the expertise that gives customers the ability to customize a program stack uniquely suited to their business. Marqeta provides the payment building blocks. Customers assemble them to enable new payment possibilities, whether that means creating new revenue streams, deepening user engagement, or improving access to capital.

Marqeta combines card issuing and processing, credit services, accounts and money movement, risk and fraud, and user experience capabilities in a single configurable platform. It processed nearly $400 billion in total payment volume in 2025 and is certified to operate in 40+ countries. These are the proof points enterprises depend on when the stakes are high and there is no margin for error. That same foundation gives customers the confidence to innovate ambitiously.

That is what Marqeta guides customers toward: not just getting a card program off the ground, but building one that lasts and grows, across geographies and into the capabilities that will define the next era of payments.