Q3 2026 was another strong quarter for Wise Platform as we continued to build momentum across key markets, welcoming OakNorth as a new partner while expanding our partnerships with Raiffeisen Niederösterreich-Wien in Europe and Bluevine in the US.
We also continued to invest in our products and tools, making it easier for partners to integrate with Wise Platform, enhance their international payment offerings and scale with us. Alongside this, we strengthened our presence at major global financial services events, including Sibos, to continue shaping the conversation around the future of cross-border payments.
Read on to find out more about what we’ve been up to in Q3 2026.
Meet our new partners
OakNorth We welcomed OakNorth, the UK digital bank for entrepreneurs, as our newest partner, helping bring faster, cheaper and more transparent international payments to more UK businesses. With Wise Platform, OakNorth customers will be able to send money in over 20 currencies at the mid-market exchange rate, with 77% of payments arriving in under 20 seconds.
And the timing couldn't be more relevant. Our latest research shows that UK SMEs are expected to send over £615.5 billion overseas in 2027, while losing an estimated £7.5 billion to hidden fees. That's a huge amount of money that could be better spent growing their businesses and that’s exactly what this partnership helps to solve.
“Our customers are ambitious businesses with increasingly global needs and they need banking services that can keep up with the pace of their growth. Whether they’re paying suppliers overseas, entering new markets or working with international partners, knowing what their payments will cost and when their money will arrive are non-negotiable.
By integrating Wise Platform, we can give our customers a better and more transparent way to move money internationally, helping them spend less time managing cross-border payments and more time focused on growing their businesses,” said Peter King, Director of Business Banking at OakNorth.
See how we are growing our existing partners
Raiffeisen Niederösterreich-Wien Building on a successful partnership with Raiffeisen Bank International, we expanded our collaboration to Raiffeisen Niederösterreich-Wien, bringing faster, simpler and more transparent international payments to even more customers in Austria. Customers will be able to send money to over 160 countries in 40+ currencies, making it easier to move money across borders.
"We are seeing growing demand and rising customer expectations for seamless international payments. Our collaboration with Wise Platform enables us to offer our customers transparent and low-cost cross-border payments” Martin Hauer, CEO of Raiffeisen Niederösterreich-Wien commented.
Bluevine As demand for cross-border banking services continues to rapidly grow, Bluevine has expanded its offering to international owners of US businesses, powered by Wise Platform. Eligible entrepreneurs in Australia, Canada, select European countries and other markets can now open and manage US business accounts remotely. We're excited to help Bluevine meet growing customer demand, reach more businesses globally and make doing business across borders easier.
“This is an important moment for us. Our mission from day one has been to make life easier for small business owners. As the son of an immigrant small business owner, and as the CEO of a company with international offices, this expansion only seemed logical. We’re proud to support the US growth of global businesses and startups,” Bluevine CEO and Co-Founder Eyal Lifshitz said.
Product Updates
More Flexibility with Value-Dated Conversions Banks and financial institutions often need to manage their FX exposure separately from when they make payments, but our standard flow has traditionally required both to happen together. To better support our partners' treasury needs, we've introduced Value-Dated Conversions (SPOT), allowing them to agree on an exchange rate with Wise upfront and provide payment instructions later, with settlement taking place on an agreed future date.
This gives partners greater certainty over exchange rates and more flexibility to manage their FX and payment operations independently. Partners can also use a single conversion to fund multiple transfers, making it easier to manage international payments at scale. Reach out to our team to learn more about our FX capabilities.
Enhanced Swift Payment Tracking Better visibility over international payments has been a longstanding request from our partners, so we've made Swift GPI tracking available through the Wise Platform API. Partners can now more easily track the status of payments instructed through our API and delivered via Swift and keep their customers informed about where their money is. This brings greater transparency to international payments and helps partners deliver a more reliable customer experience. GPI Tracking has, of course, always been available for customers instructing payments through pacs.008 messages over Swift. Find out more in our API documentation.
Expanded Swift Currency Coverage We know how important broad currency and country coverage is for banks looking to meet their customers' international payment needs. That's why we've expanded our Correspondent Send via Swift offering by 57 new currencies, including our latest direct access in Malaysia. Every currency available on our API is now also available through our Swift integration, and our partners can make payments in 110+ currencies in 200 countries.
This makes it easier for banks and financial institutions to expand their international payment offerings and serve more customers globally, without the need for additional integrations. Reach out to our team to explore how our expanded currency and country coverage can help you reach more customers and grow your international payment offering.
Pooled Funding for Partner Card Programmes We've made it easier for partners to manage funding across their card programmes, removing the need for businesses to pre-fund their individual multi-currency accounts to enable employee card spending. Previously, each business would fund its own account separately, but with our new centralised funding capability, partners can now hold funds in a single account with Wise and automatically move money into individual business accounts as needed to cover card transactions.
This gives partners greater control over their liquidity, while allowing them to offer more flexible payment and invoicing terms to their customers, such as settling all card spend in one monthly invoice. It also makes it easier for partners to manage funding across multiple businesses and offer a more seamless experience within their own platforms.
Events
Sibos In Miami, Wise Platform joined more than 11,000 banking and finance professionals at Sibos, one of the world's largest financial services conferences. We helped shape conversations around the future of payments and connect with our partners and prospects from around the world.
One message came through loud and clear: cross-border payments are no longer just a ‘back-office’ function, but a real opportunity for banks to retain their customers and grow their businesses.
On stage, our speakers shared three key takeaways:
- International payments are becoming a competitive advantage - Steve Naudé, Wise Platform's CEO, explored how cross-border payments have shifted from a back-office utility to strategic differentiator and revenue opportunity for banks looking to attract and retain customers.
- The future is about connecting payment systems, not replacing them - Mike Robertson, Managing Director of North America, reinforced that the future isn't about replacing payment rails, but connecting existing systems more effectively across borders.
- Banks don't need to build everything themselves - Lauren Langbridge, VP of North America, highlighted how banks can leverage existing technology and partnerships to modernise their cross-border payments without costly infrastructure overhauls, helping them meet rising customer expectations, retain customers and unlock new revenue opportunities.
And the conversations don't stop at Sibos. On 17 November, 2026 we're bringing together banking, fintech and payments leaders at Wise Connect Singapore to discuss how banks and financial platforms can keep up with the pace of change in payments.
Join us at Wise Connect Singapore: Register here
Wise Platform in the Media
Can Wise become a strategic cross-border payments layer for banks? | The Asian Banker B2B cross-border payments are losing their stickiness, and fintechs are capitalising on it - an interview with Mastercard and Wise Platform | Trade Treasury Payments LHV Bank x Wise - Match Made In Fintech | The Payments Shed Podcast
