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The ultimate Pay by Bank UX guide

Источник: Tink

The ultimate Pay by Bank UX guide

Source: Tink

Download the new Tink Pay by Bank UX guide for the latest insights on how to make the most of this exciting payment solution.

September 27, 2026•Updated: September 27, 2026

Pay by Bank offers more flexibility and customisation options than other payment methods, helping you push up conversion rates. Scroll down to download our user experience guide which tells you how to make the most of this payment solution.

At Tink, we’re excited about Pay by Bank. It takes one line of code to embed it anywhere – in an ecommerce checkout, on an invoice or as a QR code. The authentication flow is built for online, all it takes is Face ID or a fingerprint.

Crucially, it also offers deeper customisation options – it’s as close to a fully white-label payments experience as you’ll find. Adyen launching its own Pay by Bank solution shows how quickly it’s gaining mainstream adoption – and just how competitive the general user experience already is today.

With this guide, we aim to show how you can build and optimise your Pay by Bank flows to ensure the highest possible conversion rates.

More specifically, you will learn about:

  • Getting to grips with performance metrics

Getting to grips with performance metrics

  • Designing the end-to-end user journey

Designing the end-to-end user journey

  • Optimising for mobile flows

Optimising for mobile flows

  • Shortening authentication flows

Shortening authentication flows

  • Creating a consistent look and feel

Creating a consistent look and feel

  • And lots more

And lots more

More in Product

2025-10-07

Beyond instant: Building reliable Pay by Bank payments

As instant payments roll out across Europe, merchants still face challenges with reliability and settlement. Our Smart Routing and Risk Signals products provide a reliability layer for Pay by Bank, optimising payment routes and blocking likely-to-fail transactions.

Get started with Tink

Contact our team to learn more about what we can help you build – or create an account to get started right away.

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