Expanding Critical Banking Capabilities: Adding Surcharge-Free Allpoint and Moneypass ATMs

Mohammed Amleh

Senior Staff Product Manager

Claire Jacobs

Senior Product Marketing Manager

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Table of Contents

Despite the increasingly digital world consumers transact in, cash preference has held relatively steady over the past years. Four out of five consumers used cash in the last 30 days, and 90% plan to continue using cash in the future according to 2026 Federal Reserve research. Even more significantly, US checking account holders name ATM access as a top 3 priority when it comes to banking.

At Lithic, we’ve supported our debit and prepaid programs’ compatibility with various ATM operators; however, the fees for ATMs quickly add up for both the issuing program and the consumer. With the addition of Allpoint and MoneyPass networks, programs on Lithic can now provide ATM access to their cardholders at a fraction of the cost and relieve their end users from the nuisance of withdrawal fees.

Introducing Allpoint and MoneyPass

Lithic now integrates with both Allpoint and MoneyPass ATM networks, offering your cardholders access to tens of thousands of domestic and global fee-free ATMs.

With more than 55,000 ATMs across the globe, Allpoint machines put cash in the place cardholders are already going: grocery stores, pharmacies, and convenience shops. MoneyPass machines expand coverage specifically in the United States, with locations concentrated at major banks and credit union storefronts.

Transactions that take place at an ATM, like any other network transaction on Lithic, are identifiable through details surfaced in the Lithic transaction object and are available via webhook, making it easy to build custom fee logic on top of ATM transactions, whether that’s choosing to pass on or waive a fee for your users.

Get started

You can read more about Lithic’s digital banking capabilities here. If you’re interested in adding surcharge-free ATM capabilities to your program please reach out to your account manager.