Global freelancers based in Slovakia can benefit significantly from having a business account that makes it easy to send, hold and receive payments in multiple currencies such as euros.
In this guide, we've listed several business account providers and options for freelancers in Slovakia, covering their features and fees to help you make an informed decision.
Our list includes Wise Business with information on how it can support international operations for freelancers in Slovakia.
Discover Wise Business 🔎
Disclaimer: The UK Wise Business pricing structure is changed on 26/11/2025. Receiving money, direct debits and getting paid features are not available with the Essential Plan which you can open for free. Pay a one-time set up fee of £50 to unlock Advanced features including account details to receive payments in 22+ currencies or 8+ currencies for non-swift payments. You’ll also get access to our invoice generating tool, payment links, QR codes and the ability to set up direct debits all within one account. Please check our website for the latest pricing information.
Provider features, fees, eligibility checks, protections and timelines mentioned in this article may vary by customer, business type, application outcome, plan and country. Check the provider's website and terms and conditions for the most accurate and up-to-date information.
Wise services and features are not available in all regions, country and product restrictions apply. Visit wise.com to check availability, and for fee details and terms for your region, visit our pricing page for Wise Business.
Summary of options
Comparison basis: The Wise prices below are for UK residents opening a UK Wise Business account. The other providers' prices are for their named UK plans or account-specific tariffs and may have different eligibility, included services and currencies. These aren't like-for-like total-cost quotes; compare the same payment and account use case, including FX, transfer and card fees, before choosing.
1. Wise Business
Wise Business can help eligible freelancers receive client payments in supported currencies and manage cross-border spending. Wise can support eligible cross-border freelancers, but it is not a substitute for every local banking service; check the available EUR receiving and payment routes before choosing.
Wise Business features for eligible UK freelancers working with Slovak clients:
- Send money to supported countries and pay overseas invoices at the mid-market exchange rate with transparent fees (product availability and fees vary by route and region)
- Receive payments in supported currencies, subject to the receiving method and account eligibility
- Get local account details for eligible currencies, including USD and EUR, to let your customers pay in a currency they know and trust - convenience for them and peace of mind for you
- Hold money in supported currencies
- Convert supported currencies at the mid-market exchange rate with transparent fees
- Use the batch payments tool to prepare multiple payments in one workflow, subject to current limits and account eligibility
- Get business debit cards for eligible team members to keep track of spending in supported locations, with transaction visibility and categorisation
- Manage cash across supported currencies and business accounts, subject to feature availability
- Connect and sync supported business transactions to your accounting software, including Xero, QuickBooks, and more
- Create your own payment approvals process to manage your team better with customised access for different team members, roles and permissions
- Create custom professional invoices and schedule invoice payments for future dates (scheduled transfers must be set at least two days ahead; the exchange rate and fee are determined when the transfer runs, and team approval may be required)
- Automate payouts with the Wise API (with a sandbox for testing, API tokens and implementation documentation; access requires an eligible, verified Wise Business account)
Country and product restrictions apply. Wise services and features are not available in all regions. Visit wise.com to check availability.
Fees:
Wise Business offers a free Essential plan for basic spending and transferring. If you need to receive money, set up direct debits, or generate invoices, you'll pay a one-time £50 setup fee to unlock the Advanced features.
Here's a more detailed breakdown of Wise Business pricing in the UK:
- Account details for receiving payments: £50 one-time fee
- Sending money: from 0.24%, depending on currency and route
- Holding money: £0 Wise fee
- Receiving domestic payments (non-SWIFT / non-wire): £0 Wise fee
- EUR SWIFT payments: €2.39
- ATM withdrawals: £0 Wise fee up to £250/month per account, then 2.69% on the amount above £250; ATM providers may charge separately
Note: The fees mentioned above are for UK residents opening a Wise Business account in the UK. If you are opening a Wise Business account for the first time in Slovakia, then refer to the Wise Business pricing for Slovakia.
The withdrawal allowance with no Wise fee varies by country and is calculated per account. Check wise.com/pricing for additional information.
Register for Wise Business ✍️
2. Airwallex
Airwallex is a cross-border option for an eligible UK business that receives GBP and needs to pay EUR expenses. The UK pricing shown here is not evidence that every freelancer living in Slovakia can open the account, so verify your legal entity, registered address and onboarding eligibility.
Features:
According to Airwallex's UK plan comparison, Explore includes:
- Accounts with local bank details in 20+ currencies and local transfers to supported destinations.
- Company cards, international batch transfers, bill pay, expense management and Xero/QuickBooks integrations, subject to plan limits.
- Up to ten company cards and five spend users with no separate charge within the listed usage policy; other card or user charges may apply.
Grow adds up to 50 company cards with no separate card charge within its usage policy, plus customisable approval workflows. Accelerate is a custom enterprise plan with more advanced entity management and integrations.
Fees:
According to Airwallex's UK plan comparison:
- Explore is £19/month or £0/month if the stated £10,000 monthly deposit or balance condition is met; Grow is £49/month and Accelerate has custom pricing. The page says monthly prices exclude VAT.
- FX conversion is listed at 0.5% above the interbank rate for major currencies, or 1% for other currencies.
- Domestic EUR, GBP and CHF transfers are listed with no Airwallex fee under the stated plan terms; SWIFT transfers can cost £10–£20 each, depending on the payment method.
- Card, spend-user and payment-processing fees can apply beyond the subscription. Check the live quote for your specific route.
3. Payoneer
Payoneer is designed for cross-border client and marketplace payments. It may be useful when a freelancer has clients in several countries, but the account's receiving details do not automatically make it a domestic Slovak business bank account.
Features:
According to Payoneer's receiving-account explainer and pricing page:
- Receiving-account details in supported currencies for eligible business users.
- Client payment requests, marketplace collections, currency balances and withdrawals to a bank account.
- The ability to convert between supported balances and pay other Payoneer users or external recipients, subject to the account's eligibility and fee schedule.
Fees:
According to Payoneer's pricing page:
- Payments from another Payoneer customer's balance are listed with no Payoneer fee; marketplace fees vary by platform.
- A receiving-account payment in your local currency is listed with no Payoneer fee, while one in a non-local currency is listed at 1%, with a US$1-equivalent minimum. What counts as “local” depends on your account and location.
- Card-funded client payments can cost up to 3.99% plus US$0.49-equivalent; EU or UK bank-account-funded client payments are listed at 1%.
- Conversion, withdrawals and card use can incur further charges. Payoneer says fee availability varies by account, territory and payment method; review the fee screen in your account.
4. Revolut Business
Revolut Business offers UK-priced plans for eligible UK business structures. A UK freelancer working from Slovakia should not assume a UK-registered business account remains eligible unchanged after a move; confirm residence and registered-business requirements with Revolut.
Features:
According to Revolut Business's UK plan comparison, Basic includes:
- Multi-currency accounts with supported local or global details, virtual and physical cards, and recurring or scheduled payments.
- Ten included local transfers and £1,000 monthly exchange at the listed interbank rate.
- Team access, payment links and invoices, subject to applicable merchant terms.
Grow adds:
- 100 included local and five included international transfers.
- A £15,000 monthly exchange allowance and more spend-management tools.
Scale raises the local-transfer allowance to 1,000, the international allowance to 25 and the monthly exchange allowance to £60,000. Enterprise is custom-configured.
Fees:
According to Revolut Business's UK plan comparison:
- Basic starts at £10/month, Grow at £30/month and Scale at £90/month; Enterprise is custom-priced.
- Exchange above the plan allowance and out-of-hours exchange may have additional charges; check the live quote.
- Additional transfers, cards, payment acceptance and optional tools have their own plan-dependent charges.
- The plan's UK price does not itself establish account availability for a business operated from Slovakia.
5. Tide
Tide focuses on UK business banking and administration for eligible sole traders and companies. It may remain relevant to a freelancer with an eligible UK business, but it should not be described as a Slovak EUR account or an assured route for someone relocating.
Features:
According to Tide's UK pricing comparison:
- UK account and card-payment tools, Direct Debits, business cards, payment links and limited invoicing on Tide's entry plan.
- Smart includes 30 monthly bank transfers, one team card and Xero Connector; Pro lists no stated cap on eligible bank transfers under its plan terms and includes two team cards.
- Third-party accounting integrations are listed across plans, with some tools or allowances reserved for higher tiers.
- International transfer functions are listed, but route, currency, cost and account eligibility must be checked separately.
Fees:
According to Tide's UK pricing comparison:
- Tide's entry plan has a £0 monthly plan fee, Smart is £12.49/month and Pro £27.49/month when paid monthly; VAT and other terms can apply.
- The listed bank-transfer allowances are five and 30 for the entry and Smart plans; Pro lists no stated cap on eligible transfers under its terms.
- Entry-plan international card payments carry a 2.75% FX fee; Smart and Pro list 0% Tide FX fees for international card payments, though network rates and other charges may apply.
- International bank transfers, SWIFT and optional services may have additional transaction fees. Check the specific GBP-to-EUR route before relying on a plan.
Manage your freelance earnings in Slovakia like a pro with Wise Business
Wise Business offers several features to help global freelancers manage their earnings and money. For instance, you can get local account details in 8+ currencies, making it easier for you to receive money as your clients can pay you in a currency they know and trust.
You can also create invoices, make payments to subcontractors or other freelancers, and sync supported transactions with accounting software to keep on top of your finance admin.
Wise Business offers a free Essential plan for basic spending and transferring. If you need to receive money, set up direct debits, or generate invoices, you'll pay a one-time £50 setup fee to unlock the Advanced features.
With Wise Business, you can:
- 🌍 Send money to 70+ countries and pay overseas invoices at the mid-market exchange rate with low, transparent fees and no hidden exchange rate markups (product availability varies by region)
- 📥 Receive payments in 24 currencies and counting
- 💵 Get local account details for 8+ currencies, including USD and EUR, to let your customers pay in a currency they know and trust - convenience for them and peace of mind for you
- 💰 Hold money in 40+ currencies
- 🔁 Convert currencies anytime at the mid-market exchange rate with low, transparent fees
- ⚡ Use the batch payments tool to create and send up to 1,000 payments in a single transfer
- 👥 Run payroll and make international payments for up to 1,000 employees all over the world - including paying suppliers using local payment methods like ACH, SEPA, and Faster Payments
- 💳 Get business debit cards with 0.5% cashback for you and your team to keep track of team expenses and spend all over the world, with real-time visibility and categorisation. See full cashback terms and conditions
- 🏢 Manage cash in 55+ currencies across international offices from a single business account and move money between business accounts in seconds (exact speeds can vary depending on individual circumstances and may not be the same for all transactions)
- 🧾 Connect and sync every business transaction to your favourite accounting software, including Xero, Quickbooks, and more
- 🔐 Create your own payment approvals process to manage your team better with customised access for different team members, roles and permissions
- 📑 Create custom professional invoices and schedule invoice payments for future dates
- 📈 Earn variable returns on GBP, USD and EUR with Wise Interest (Growth not guaranteed. Your balance will go down in the event of a government default or interest rates going negative.)
- 🔗 Create payment links and QR codes to get paid easily (Card payment acceptance for new Wise Business customers is currently unavailable. Payment methods subject to eligibility and availability.)
- ⚙️ Automate payouts with the Wise API (comes with 24/7 customer support, a sandbox account to test integrations, API tokens, and clear documents on how to implement and make the most of our API)
Make the wise choice when selecting a business account for your domestic and global needs.
Be Smart, Get Wise.
Register for Wise Business ✍️
Wise Interest disclaimer: Growth not guaranteed. Your balance will go down in the event of a government default or interest rates going negative. Taxes may apply. 3.32% variable rate on GBP is based on 7 day performance as of 05 Aug 2026. For full 5-year past performance and fund information, visit https://wise.com/interest. Investments are offered by Wise Assets UK Ltd. (FRN 839689)
Wise services and features are not available in all regions, country and product restrictions apply. Visit wise.com to check availability, and for fee details and terms for your region, visit our pricing page for Wise Business.
Frequently asked questions
Can I keep a UK business account if I work from Slovakia?
Possibly, but it depends on the provider and your business structure, registration and residency. Do not assume that a UK-priced Airwallex, Revolut Business or Tide plan can be opened or kept solely because it appears in this comparison. Ask the provider about your specific setup.
Does a EUR receiving detail replace a Slovak business bank account?
Not necessarily. Compare the account-holder name, IBAN and payment route your clients or suppliers require, along with any local bank services or registrations. A multi-currency receiving account may handle cross-border invoices without providing every local service.
What is the most useful fee comparison for GBP income and EUR costs?
Use an example invoice amount and compare the full path: receiving the GBP, holding it, converting to EUR, and paying the final recipient. Include subscription, FX, transfer, card and withdrawal fees where relevant.
Sources:
- Airwallex - UK plans and pricing
- Payoneer - Pricing
- Payoneer - Receiving accounts
- Payoneer - Manage currencies
- Revolut Business - UK plans
- Tide - UK plans and pricing
Sources last checked on 9 October 2026
Wise Payments Limited (WPL) is an e-money institution, which means we protect customer funds by safeguarding them. WPL is authorised and regulated by the Financial Conduct Authority (FRN 900507). Learn more at wise.com.
*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.
