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San Francisco, CA — [August 5, 2026] — Modern Treasury today announced that its Payment Service Provider (PSP) has expanded its push-to-card capabilities to better support instant payouts to U.S. debit cards over Visa Direct and Mastercard Send. Alongside these capabilities, Modern Treasury is launching a new developer experience with a cleaner codebase, more expansive sandbox environment, revamped API documentation, and fewer API calls to orchestrate stablecoin workflows.

Speed Is No Longer Optional

Recipients now expect to be paid the moment a payment is triggered. Marketplaces paying sellers, gig platforms paying drivers, and consumer apps disbursing proceeds are all under pressure to close the gap between "payment approved" and "funds available."

Push-to-card rails like Visa Direct and Mastercard Send close that gap for recipients with an eligible debit card by moving funds in seconds instead of the two to five business days a standard ACH credit can take. Because those networks reach virtually every debit card-linked bank account in the U.S., push-to-card also helps platforms reach more users.

To support this, Modern Treasury’s new developer experience lets platforms easily launch and scale products that cut the time it takes to move funds, whether in stablecoins or fiat, to a U.S. debit card.

What This Means for Developers

With this new push-to-card developer experience on Modern Treasury's PSP, customers can:

Send instant payouts to eligible U.S. debit cards over Visa Direct and Mastercard Send
Benefit from infrastructure enhancements built for scale, with improved stablecoin orchestration that speeds up the path from wallet to U.S. debit card
Run every push-to-card and stablecoin-to-fiat payout through Modern Treasury's built-in AML screening and monitoring controls, with no separate compliance integration required
Manage these payouts within the same API, ledger, and reconciliation workflows used for ACH, wires, RTP, FedNow, and stablecoins
Get to production faster with revamped API documentation and a more expansive sandbox environment

"We're focused on making it effortless for people to actually spend their crypto. Stablecoin-to-fiat orchestration gives our users a seamless way to move funds straight from their wallet into their bank account. Push-to-card takes that a step further by giving us a broader range of banks while requiring less input from the user, so there's even less friction between a stablecoin balance and instant spendable cash," said Chris Sheehan, Co-Founder and CEO at Spritz Finance.

By supporting instant payouts to a wallet, bank account, or card, Modern Treasury's PSP gives customers the flexibility to route funds however their recipients want to receive them.

"Whether it's paying gig workers after a shift or a peer-to-peer payment, customers expect funds to arrive in minutes," said Matt Marcus, Co-Founder and CEO of Modern Treasury. "Our expanded support for Visa Direct and Mastercard Send gives developers a faster, more scalable way to build these instant payout experiences so they can bring new products to market with confidence."

To learn more about leveraging push-to-card through Modern Treasury’s Payments API, visit moderntreasury.com/products/payments.

About Modern Treasury

Modern Treasury provides the most trusted infrastructure for global money movement. Trusted by leading enterprises and financial institutions, the platform helps businesses launch and scale payment experiences in days, not months, with best-in-class developer tools and a single API for both fiat and stablecoin transactions. With built-in compliance, ledgering, and reporting, Modern Treasury enables instant, reliable, and scalable money movement for companies of all sizes.

Backed by leading investors including Benchmark, Altimeter, and Salesforce Ventures, Modern Treasury has powered over $600 billion in payments for hundreds of organizations.

Learn more about Modern Treasury at www.moderntreasury.com.