Compare leading crypto apps by custody, fees, cards, yield, stablecoins, trading, prediction markets, and networks.

MetaMask
Where are MetaMask, Revolut, Robinhood, and Kraken available?
Best money app for crypto: self-custody, banking, investing, and trading

MetaMask, Revolut, Robinhood, and Kraken are four different money apps for buying, trading, earning, and spending crypto. MetaMask is the only self-custodial money app of the four where users hold their own Private Keys, and it supports the most networks, with 700+ available natively, plus perpetual futures, prediction markets, tokenized assets, and a crypto debit card. Revolut is a custodial money app built around banking, combining a licensed UK bank with crypto trading outside the US. Robinhood is a custodial money app built around US investing, combining a brokerage with crypto and prediction markets. Kraken is a custodial centralized exchange built around trading, with the largest asset list of the three custodial money apps and an order-book platform. This guide compares all four apps by features, fees, yield, common use cases, and availability.

Disclaimer: This guide is for educational purposes only. It is not financial advice, not a solicitation, and not for UK audiences.

Feature

MetaMask

Revolut

Robinhood

Kraken

Buy and sell crypto

Yes 100,000s of tokens via onramp providers such as MoonPay, Transak, PayPal, and Robinhood

Yes; 300+ tokens; Not available in the US

Yes; 90+ tokens in the US; 100 in the EU and 50+ in the UK through Bitstamp

Yes; 600+ tokens; Not available in New York or Maine

Token swaps

Yes; Aggregator across DEXs and bridges; 700+ networks, including Ethereum, Bitcoin, Solana, and TRON

Yes; In-app conversion; Supported tokens only

Yes; In-app conversion and the Kraken Pro order book; Supported tokens only

Debit or credit card

Yes; MetaMask Card (Mastercard integration) signup available in 45+ countries; accepted at 150M+ merchants worldwide, funded with mUSD, USDC, USDT, wETH, EURe, and GBPe, up to 3% back on purchases with mUSD

Yes; Revolut card (Visa or Mastercard by region); funded with US dollars, crypto linkable as a spending source

Limited; Robinhood Gold Card (Visa credit); Spends dollars, not crypto; 3% cash back, which can buy crypto automatically

Yes; Krak Card (Mastercard in UK and EEA, Visa in US); Spends cash and crypto balances; Up to 2% cashback

Cash or stablecoin yield

Yes; Money Account at up to 6% variable APY on mUSD; Not FDIC insured

Yes; UK savings at 2.9%–4% AER by plan; FSCS-protected

Yes; Cash sweep at 3.6% APY with Gold; FDIC-insured through program banks

Yes; USDC rewards at a variable rate in the US, Canada, Australia, and the UK; Not FDIC or SIPC insured

Crypto staking

Yes; ETH through pooled, liquid, and validator staking; Varies by region

Yes; Up to 16 tokens; Varies by region

Limited; ETH, SOL, and ADA; US only, not in CA, MD, NJ, or WI

Yes; ETH, SOL, and others; Most US states

Stablecoins

Yes; mUSD (MetaMask's stablecoin), USDC, USDT, and DAI; Plus any stablecoin on supported networks

Yes; USDC and USDT; USDT not available for EEA and Swiss users

Yes; USDG and USDC in the US; USDC and EURC in the EU

Yes; USDC, USDT, and others; Varies by region

Stocks and ETFs

Limited; 400+ tokenized stocks via Ondo; Not available in the US, UK, EEA, and several others

Yes; Stocks and ETFs; Varies by region

Yes; US stocks, options, and futures; Stock Tokens in the EU

Yes; 11,000+ US stocks and ETFs; xStocks tokenized stocks outside the US

Perpetual futures

Yes; Up to 50x on 270+ assets via Hyperliquid; Not in the US, UK, Ontario, or Belgium

Limited; Up to 10x in the EU; US launch in the main app announced for the coming months

Yes; Up to 20x on xStocks perps outside the US; CFTC-regulated crypto perps in the US

Prediction markets

Yes; Polymarket, mobile only; Not available in 39 countries, including the US and UK

Limited; Kalshi and other exchanges; US only

Networks for deposits and withdrawals

Yes; 700+ networks, including Ethereum, Bitcoin, Solana, and TRON; Custom networks via RPC

Limited; Selected networks per token, such as USDT on Ethereum and TRON; No own network

Limited; Selected networks per token, such as Solana; Own layer 2, Robinhood Chain

Yes; Broad network list; Own layer 2, Ink, since December 2024

User holds the Private Keys

Yes; Self-custodial; Assets sit in the user's own wallet

FSCS, FDIC, or SIPC protection

Yes; FSCS on UK bank deposits up to £120,000; Crypto not covered

Yes; SIPC on brokerage securities up to $500,000 and FDIC on swept cash up to $2.5 million; Crypto not covered

Limited; SIPC on US stocks through Kraken Securities, up to $500,000; Crypto not covered

Account recovery by the company

Yes; Password reset and account recovery through Revolut support

Yes; Password reset and account recovery through Robinhood support

Yes; Password reset and account recovery through Kraken support

Withdraw crypto to an outside wallet

Yes; Any token in the wallet; No withdrawal step or company-set limits

Limited; Supported tokens and networks only; Revolut sets fees and limits

Limited; Supported tokens and networks only; Robinhood sets fees and limits

Limited; Supported tokens and networks only; Kraken sets fees and limits

Fee

MetaMask

Revolut

Robinhood

Kraken

Buying crypto with cash

Variable, provider dependent processing fee, shown in full before purchase; Network fee; ~1% transaction fee

Yes; 1.49% on Standard and Plus, 0.99% on Premium and Metal, 0.49% on Ultra, falling to 0% by 30-day volume (UK); In the EEA, the greater of the plan rate or a minimum fee from €0.99

Yes, ~0.95% in the US, earned through the spread on default orders; 0.95% trading fee in the EU

Yes; 1% plus spread in the Kraken app; Lower maker and taker fees in Kraken Pro

Low cost trading

Yes; MetaMask Swaps aggregate cost-effective routes from industry leading providers with fee discounts available throughMetaMask Rewards

Yes; Revolut X: 0% maker, 0.09% taker; No volume tiers, so a $1,000 taker order costs $0.90 at any volume

Yes; Exchange-routed orders: 0.50% maker, 0.95% taker at the entry tier; Falls to 0% maker and 0.03% taker with volume

Yes; Kraken Pro: 0.40% maker, 0.80% taker at the entry tier; Falls to 0% maker and 0.05% taker with volume

Perpetual futures

Yes; No MetaMask fee, standard Hyperliquid trading fees apply

Yes; Robinhood fee plus a platform fee; Rates vary by product and region

Yes; Kraken trading fee; Rates vary by product and region

Crypto card

Card tier dependent: free MetaMask Virtual Card with no fees, $199 annual charge for MetaMask Metal Card with additional cardholder benefits and cashback

Card tier dependent

Yes; Requires an annual Robinhood Gold subscription ($50 a year); Spends dollars, so no crypto conversion

Card tier dependent

Network and withdrawal fees

No MetaMask fee, only the network fee paid to the blockchain; Shown before confirming, and covered by MetaMask on eligible Monad, SEI, and Solana transactions

Yes; £1–£3 token dependent Revolut service fee and network fee; Total shown before confirming and never exceeded

Limited; No Robinhood transfer fee, only the network fee; Estimate shown before confirming

Yes; Flat Kraken fee per token, with a minimum withdrawal; Final fee shown before confirming

Where are MetaMask, Revolut, Robinhood, and Kraken available?

MetaMask availability: MetaMask is available globally except in countries on the US sanctions list, with feature-level restrictions. MetaMask Swaps are available globally except in countries on the US sanctions list. Buying and selling crypto for cash depends on which payment providers operate in a user’s region. MetaMask Perps, powered by Hyperliquid, are available in 150+ countries, excluding the US, UK, Ontario (Canada), Belgium, and countries on the US sanctions list. Tokenized stocks are available through MetaMask Swaps outside the US, UK, EEA, and several other regions, with availability set by each tokenization provider. Money Account is available globally except in the UK and countries on the US sanctions list. MetaMask Card is available to

Revolut availability: Revolut offers crypto trading in select countries such as the UK, EEA. It does not offer perpetual futures, prediction markets, or RWAs. Revolut hasn't offered crypto to US customers since October 3, 2023. In the EEA and Switzerland, Revolut removed USDT to comply with MiCA, with final balance conversion on August 31, 2026. Robinhood availability: Robinhood offers crypto trading in the US, EU, and UK. Perpetual futures with up to 10x leverage are available in the EU, with a US launch in the main app announced. Prediction markets via Kalshi are available in the US only.

Kraken availability: Kraken offers crypto trading in the US (excluding New York and Maine), UK, EEA, Canada, Australia, and more. CFTC-regulated perpetual futures are available in the US, and xStocks perps in eligible regions outside the US. US stocks and ETFs are available to US customers, while xStocks tokenized stocks are unavailable in the US, Canada, UK, and Australia, and it offers no prediction markets. USDC rewards are available in the US, Canada, Australia, and the UK. The Krak Card runs on Mastercard in the UK and EEA and on Visa in the US.

Best money app for crypto: self-custody, banking, investing, and trading

Feature

Commonly used app

Why

Self-custody

MetaMask

MetaMask offers complete self-custody, which means the user holds the Private Keys,

Network support

MetaMask

700+ networks supported natively, including Bitcoin, Ethereum, Solana, and TRON, plus any EVM network through a custom RPC

Crypto held in a traditional banking account

Revolut

A licensed UK bank with FSCS-protected deposits, salary deposits, and multicurrency spending in the same money app as crypto, outside the US

US stocks, options, and futures

Robinhood

Commission-free stocks, options, and futures with SIPC protection on securities, in the same US app as crypto

Tokenized stocks, commodities, currencies, and funds

MetaMask

Native support for 1000s of tokenized assets within MetaMask Swaps

Active trading on an order book

Kraken, Revolut

Kraken Pro charges 0.40% maker and 0.80% taker fees at the entry tier, with fee reductions based on trading volume Revolut X charges 0% maker and 0.09% taker at any volume

Perpetual futures

MetaMask

MetaMask supports perps powered by Hyperliquid with up to 50x leverage on 100s of assets, no extra MetaMask fee, and pro trading features such as advanced order types and charts

Prediction markets

MetaMask, Robinhood

MetaMask supports prediction markets powered by Polymarket on mobile, Robinhood supports prediction markets from Kalshi in the US only

Crypto card

MetaMask, Kraken

MetaMask Card (debit card with Mastercard integration) allows users to spend crypto and receive up to 3% back on purchases in mUSD; Krak Card (debit card with Mastercard integration in the UK and EEA, Visa in the US) allows users to spend crypto, with up to 2% back

Earning on dollars or stablecoins

MetaMask, Revolut, Robinhood

MetaMask Money Account earns up to 6% variable APY automatically and continuously between trades; Revolut UK savings earn 2.9%–4% AER, Robinhood's Gold cash earns 3.6% APY

Frequently asked questions about MetaMask vs Revolut vs Robinhood vs Kraken?

The cheapest way to buy crypto depends on payment method, region, and order size. MetaMask shows quotes from multiple onramp providers, such as MoonPay, Transak, and PayPal, with the full processing fee shown before purchase, so users can compare costs before buying. Revolut charges 0.49%–1.49% by plan, Robinhood charges about 0.95% through the spread in the US, and Kraken charges 1% plus spread in its app.

The cheapest way to buy crypto depends on payment method, region, and order size. MetaMask shows quotes from multiple onramp providers, such as MoonPay, Transak, and PayPal, with the full processing fee shown before purchase, so users can compare costs before buying. Revolut charges 0.49%–1.49% by plan, Robinhood charges about 0.95% through the spread in the US, and Kraken charges 1% plus spread in its app.

No, MetaMask isn't a bank. MetaMask is a self-custodial money app. Unlike a bank account, which controls funds on behalf of the user and can freeze the assets or account at any time, on MetaMask users hold their own Private Keys and have complete control of their assets and accounts. Revolut has been a licensed UK bank since March 11, 2026, and its traditional bank deposits are FSCS-protected up to £120,000, though crypto held in Revolut isn't covered by these protections.

No, MetaMask isn't a bank. MetaMask is a self-custodial money app. Unlike a bank account, which controls funds on behalf of the user and can freeze the assets or account at any time, on MetaMask users hold their own Private Keys and have complete control of their assets and accounts. Revolut has been a licensed UK bank since March 11, 2026, and its traditional bank deposits are FSCS-protected up to £120,000, though crypto held in Revolut isn't covered by these protections.

No, crypto on Revolut, Robinhood, and Kraken isn't insured by any protections including FDIC, FSCS, or SIPC. Those schemes cover traditional bank deposits, swept cash, or brokerage securities only.

No, crypto on Revolut, Robinhood, and Kraken isn't insured by any protections including FDIC, FSCS, or SIPC. Those schemes cover traditional bank deposits, swept cash, or brokerage securities only.

No, US residents can't buy crypto on Revolut, which stopped offering digital assets to US customers on October 3, 2023. However, US residents can buy crypto on MetaMask, Robinhood, and Kraken (outside New York and Maine).

No, US residents can't buy crypto on Revolut, which stopped offering digital assets to US customers on October 3, 2023. However, US residents can buy crypto on MetaMask, Robinhood, and Kraken (outside New York and Maine).

Yes, you can withdraw crypto from Robinhood, Revolut, or Kraken to MetaMask. Withdrawal fees, availability, and minimums vary by token and network. For example, Revolut supports USDT withdrawals on Ethereum and TRON.

Yes, you can withdraw crypto from Robinhood, Revolut, or Kraken to MetaMask. Withdrawal fees, availability, and minimums vary by token and network. For example, Revolut supports USDT withdrawals on Ethereum and TRON.

No, you can’t spend crypto with Robinhood's Gold Card; it’s funded with US dollars. However, you can spend crypto with MetaMask Card straight from your wallet, and get up to 3% back on every purchase. You can also spend crypto with Kraken’s Krak Card, or Revolut. See the top crypto cards in 2026for more info.

No, you can’t spend crypto with Robinhood's Gold Card; it’s funded with US dollars. However, you can spend crypto with MetaMask Card straight from your wallet, and get up to 3% back on every purchase. You can also spend crypto with Kraken’s Krak Card, or Revolut. See the top crypto cards in 2026for more info.

MetaMask offers prediction markets on mobile, powered by Polymarket, natively in the app. Robinhood offers prediction markets via Kalshi to US customers only. Revolut and Kraken do not offer prediction markets.

MetaMask offers prediction markets on mobile, powered by Polymarket, natively in the app. Robinhood offers prediction markets via Kalshi to US customers only. Revolut and Kraken do not offer prediction markets.

As of October 2026, MetaMask offers the highest yield on dollar-backed stablecoins via Money Account, with up to 6% APY continuously and automatically. Revolut UK savings offer up to 4% AER, Robinhood Gold cash offers up to 3.6% APY, and Kraken offers USDC rewards at variable rates in the US, Canada, Australia, and the UK.

As of October 2026, MetaMask offers the highest yield on dollar-backed stablecoins via Money Account, with up to 6% APY continuously and automatically. Revolut UK savings offer up to 4% AER, Robinhood Gold cash offers up to 3.6% APY, and Kraken offers USDC rewards at variable rates in the US, Canada, Australia, and the UK.

Yes, Robinhood and Kraken each offer a separate self-custodial wallet app: Robinhood Wallet and Kraken Wallet. Their main trading apps remain custodial. MetaMask is self-custodial.

Yes, Robinhood and Kraken each offer a separate self-custodial wallet app: Robinhood Wallet and Kraken Wallet. Their main trading apps remain custodial. MetaMask is self-custodial.

Robinhood and Kraken each run a layer 2 network. Robinhood Chain, built on Arbitrum, launched its public mainnet on July 1, 2026. Kraken’s Ink network, built on the Optimism Superchain, launched on December 18, 2024. MetaMask offers native integration with 700+ blockchains directly in its app.

Robinhood and Kraken each run a layer 2 network. Robinhood Chain, built on Arbitrum, launched its public mainnet on July 1, 2026. Kraken’s Ink network, built on the Optimism Superchain, launched on December 18, 2024. MetaMask offers native integration with 700+ blockchains directly in its app.

This Article is written by:

MetaMaskMetaMask, formerly Consensys Software Inc, is the world's largest self-custodial financial platform, giving people a single place to hold, spend, save and grow their money across both crypto and traditional assets. The company is building the consumer platform where that happens, bringing payments, savings, investing and digital assets together in one seamless experience. Having grown from the world's most widely used self-custodial wallet, MetaMask gives users direct control over their money and assets, with reach across approximately 190 countries. MetaMask has played a foundational role in Ethereum's growth since 2016. Today, MetaMask sits at the center of the blockchain economy, building the operating system for Open Money and putting people in full control of their financial lives.Read all articles

MetaMask, formerly Consensys Software Inc, is the world's largest self-custodial financial platform, giving people a single place to hold, spend, save and grow their money across both crypto and traditional assets. The company is building the consumer platform where that happens, bringing payments, savings, investing and digital assets together in one seamless experience. Having grown from the world's most widely used self-custodial wallet, MetaMask gives users direct control over their money and assets, with reach across approximately 190 countries. MetaMask has played a foundational role in Ethereum's growth since 2016. Today, MetaMask sits at the center of the blockchain economy, building the operating system for Open Money and putting people in full control of their financial lives.

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