BigCommerce Payments Arrives in the UK and EMEA: More Ways to Get Paid, at Home and Across Europe

Key highlights:

• BigCommerce Payments, powered by PayPal, is now available to UK merchants - an embedded payment solution built directly into your BigCommerce control panel.

BigCommerce Payments, powered by PayPal, is now available to UK merchants - an embedded payment solution built directly into your BigCommerce control panel.

• Sell across Europe from day one with seven new local payment methods: Bancontact, iDEAL, MyBank, SEPA Direct Debit, EPS, BLIK, and Przelewy24.

Sell across Europe from day one with seven new local payment methods: Bancontact, iDEAL, MyBank, SEPA Direct Debit, EPS, BLIK, and Przelewy24.

• Give customers more ways to pay with cards, PayPal, and Pay Later at checkout, plus Buy Now, Pay Later options with Klarna and Clearpay

Give customers more ways to pay with cards, PayPal, and Pay Later at checkout, plus Buy Now, Pay Later options with Klarna and Clearpay

• Manage your balances, payouts, and bank connections from a single Money dashboard inside BigCommerce.

Manage your balances, payouts, and bank connections from a single Money dashboard inside BigCommerce.

• Competitive UK card rates from 1.2% + £0.30, with transparent pricing across every plan.

Competitive UK card rates from 1.2% + £0.30, with transparent pricing across every plan.

BigCommerce Payments has arrived in the UK and EMEA: an embedded payment solution, powered by PayPal, now available directly in your BigCommerce control panel for UK and EMEA customers on Core, Growth, and Scale plans.

Accept payments, manage payouts, track your balance, and handle bank connections with PayPal without ever leaving your store - and reach shoppers across Europe with the local payment methods they already know and trust.

Payments and your store, finally in one place

For most merchants, payments live outside the storefront. You process an order in BigCommerce, then open a separate tab to check your balance, issue a payout, or investigate a transaction. Context switching adds up quickly and can create blind spots in knowing your business.

BigCommerce Payments is built to close that gap.

“Merchants are managing payments across multiple systems. It costs them time, creates friction and keeps money locked in manual processes,” said Michaela Weber, senior vice president of payments and financial services at Commerce. “BigCommerce Payments gives merchants one place to manage transactions, payouts and account balances. It's a straightforward value proposition: reduce operational drag, maintain control, and focus on growing revenue.”

Powered by PayPal, it brings payment processing directly into the BigCommerce control panel through a co-branded integration that builds on more than a decade of partnership between BigCommerce and PayPal. When you connect to BigCommerce Payments, you create a new BigCommerce Payments account.

Your all-in-one Money dashboard. PayPal powers the payment processing behind the scenes through your linked PayPal account, but all transactions made through BigCommerce Payments flow through your new BigCommerce Payments account for simplified management. The centrepiece of that experience is the Money dashboard, which gives you real-time access to balance insights, top-ups, payouts, bank connections, and currency management - including multi-currency balances in GBP, EUR, and more.

Built for selling across Europe

Europe is the UK's largest ecommerce export market, but European shoppers don't all pay the same way. In the Netherlands, nearly 95% of online shoppers have used iDEAL. In Poland, BLIK and Przelewy24 dominate online checkout. Offering only cards means leaving conversions on the table.

That's why BigCommerce Payments in the UK launches with seven local payment methods, giving your European customers a checkout experience that feels local:

• Bancontact - Belgium's most widely used payment method, letting shoppers pay with their bank card or mobile app.

Bancontact - Belgium's most widely used payment method, letting shoppers pay with their bank card or mobile app.

• iDEAL - the Netherlands' leading online banking payment method, supported by all major Dutch banks. A guaranteed payment method with no chargebacks.

iDEAL - the Netherlands' leading online banking payment method, supported by all major Dutch banks. A guaranteed payment method with no chargebacks.

• MyBank - bank-transfer payments popular in Italy, authorised directly through the shopper's own online banking.

MyBank - bank-transfer payments popular in Italy, authorised directly through the shopper's own online banking.

• SEPA Direct Debit - lets shoppers across the Eurozone pay directly from their bank account.

SEPA Direct Debit - lets shoppers across the Eurozone pay directly from their bank account.

• EPS - Austria's trusted online bank-transfer method, backed by Austrian banks.

EPS - Austria's trusted online bank-transfer method, backed by Austrian banks.

• BLIK - Poland's hugely popular mobile payment method, using one-time codes from the shopper's banking app.

BLIK - Poland's hugely popular mobile payment method, using one-time codes from the shopper's banking app.

• Przelewy24 - Poland's leading online payment service, connecting shoppers to their bank for fast transfers.

Przelewy24 - Poland's leading online payment service, connecting shoppers to their bank for fast transfers.

Each method appears automatically at checkout for eligible shoppers paying in their local currency — no extra integrations, no third-party apps.

Everything included in BigCommerce Payments

BigCommerce Payments is designed to match the full capabilities customers already rely on with PayPal — everything accessible from a single interface.

Here's what's included for UK merchants:

• Credit and debit cards

Credit and debit cards

• PayPal Checkout and PayPal Pay Later

PayPal Checkout and PayPal Pay Later

• Buy Now, Pay Later (Klarna, Clearpay)

Buy Now, Pay Later (Klarna, Clearpay)

• Digital wallets (Apple Pay and Google Pay)

Digital wallets (Apple Pay and Google Pay)

• Local European payment methods (Bancontact, iDEAL, MyBank, SEPA Direct Debit, EPS, BLIK, and Przelewy24)

Local European payment methods (Bancontact, iDEAL, MyBank, SEPA Direct Debit, EPS, BLIK, and Przelewy24)

PayPal has established a long-running reputation as a reliable payment platform. BigCommerce Payments builds on that, ensuring the same reliability of PayPal can easily be found within your BigCommerce dashboard.

Transparent UK pricing

Transaction rates for UK-based merchants on BigCommerce Payments:

Core credit card processing:

• Core plan — 1.4% + £0.30

Core plan — 1.4% + £0.30

• Growth plan — 1.4% + £0.30

Growth plan — 1.4% + £0.30

• Scale and Performance plans — 1.2% + £0.30

Scale and Performance plans — 1.2% + £0.30

PayPal Pay Later & Checkout:

• All plans — 2.9% + £0.30

All plans — 2.9% + £0.30

Buy Now, Pay Later (Klarna, Clearpay)

• All plans — 4.99% + £0.30

All plans — 4.99% + £0.30

International transactions:

• All plans — applicable rate above + 1.50%

All plans — applicable rate above + 1.50%

Transactions are considered international when the sender and receiver are registered with or identified by PayPal as residents of different markets. For full details, see PayPal Merchant Fees.

Trusted by fellow BigCommerce merchants

Merchants are already running on BigCommerce Payments, and seeing great results.

Indigo Fragrance, a fast-growing fragrance oils business serving both B2B and B2C customers, deployed BigCommerce Payments to streamline checkout and unify its financial operations. The result was a6.3% increase in conversion rate, alongside five to ten hours saved each week on manual tasks.

“Having payments handled directly inside BigCommerce has saved us a lot of time. It eliminates the need to reconcile across multiple systems and makes everything more streamlined,” said Dawn Turner, Owner and Founder of Indigo Fragrance.

On the impact at checkout, Turner added: “We've seen an increase in conversion rates since implementing BigCommerce Payments. The process is faster, smoother and easier for our customers.”

The final word

BigCommerce Payments brings your payment operations into the same place you run your business - and with local payment methods across Europe built in, it turns your UK store into a genuinely cross-border storefront from day one. Whether you are setting up payments for the first time or migrating from an existing payments integration, the experience is designed to be fast to enable, easy to manage, and built on the payment infrastructure you already trust.

The UK is just the latest step in our global expansion, with more markets on the way.

Ready to get started? Turn on BigCommerce Payments, powered by PayPal, today and start managing everything from your store. Want the details? Explore our Knowledge Base.